
Keeps the full picture clear and your next step manageable.
Track, plan, and improve everyday money decisions with accounts, budgets, goals, debt tools, shared money, and clear educational guidance in one private place.
Kash turns scattered balances, statements, bills, debts, goals, and shared obligations into one understandable financial picture—without asking you to hand over bank credentials.
A little encouragement for every part of your money journey.

Keeps the full picture clear and your next step manageable.

Helps you explore questions and understand your options.

Makes progress visible, encouraging, and easier to continue.
Useful on day one. More valuable every week.
Bring accounts, transactions, income, spending, debt, and net worth into one calm view.
Review statement and Google Sheets imports before anything becomes part of your activity.
Set goals and recurring payments for free. Premium adds saved monthly budgets and spending rules.
Split bills, track friend loans, and create invoices without mixing up who owes what.
Credit Compass makes evidence, completeness, confidence, and scenarios visible.
Get calm educational guidance with no lender approval or suitability promises.
Explore an educational simulated score with factor-level evidence, completeness, confidence, and directional scenarios.
Your financial records stay isolated to your account, with no forced bank connection.
Missing or unconfirmed information stays neutral instead of becoming a negative assumption.
Review imports before saving, and use private backup, restore, and dependable deletion tools.
Core tracking stays useful at no cost. Premium adds advanced planning and guidance without sponsored ads.
Get the appAdvanced planning and guidance, without sponsored ads.
The essentials stay free. Premium adds deeper planning, personal guidance, and removes sponsored ads.
| FEATURE | FREE | PREMIUM |
|---|---|---|
| Accounts, activity & savings goals | Included | Included |
| Statement & spreadsheet imports | Included | Included |
| Recurring payments & debt tracking | Included | Included |
| Bill splits, friend loans & invoices | Included | Included |
| Progress, lessons & Credit Compass | Included | Included |
| Saved monthly category budgets | — | Included |
| Spending rules | — | Included |
| Money Studio forecasts & reports | — | Included |
| Receipt photo scanning | — | Included |
| Kash Coach guidance | — | Included |
| Homes & mortgage exploration | — | Included |
| Sponsored image & video ads | Shown | Removed |
| Kash feature cards | Shown | Your choice |
Premium removes sponsored ads; Kash feature cards are not ads and can be turned off in Premium settings.